Heloc Interest Rates Forecast 2025. Mcbride’s forecast shows the average heloc rate falling to 8.45 percent by the end of 2025, more than 1.5 percentage point lower than where it settled at the end of. Heloc interest rates are variable, meaning they can rise just as easily as they can fall and lead to sizable increases in your monthly payment.

What’s the home equity loan interest rate forecast for fall 2025? Expect heloc rates in the 9’s and low double digits through december 2025, brady says.